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Dear Upstate SC residents considering Chapter 7 or Chapter 13 bankruptcy,

When you prepare and file bankruptcy, you and your attorney will prepare a long document (55-70 pages), required by the Court, that discloses all income, assets, expenses and up to ten years’ financial history.

The Bankruptcy Court will require you to attend a hearing where you answer questions, under Oath, about this document. One of those questions is: “Did you prepare your bankruptcy documents with your attorney and did you sign the documents, under Oath, before filing”.

I am committed to working directly with you to prepare your case and make sure that you are ready to answer every question. My goal is to make your hearing boring because you are so well prepared!

It is important to have an experienced, local attorney to develop your bankruptcy strategy and to make sure your case goes smoothly. Settle for no less!

Kindest regards, Attorney Malinda M. Pennington


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About Us

For more than a decade, directing attorney Malinda M. Pennington has worked closely with individuals in South Carolina, providing personal and diligent Chapter 7 and Chapter 13 bankruptcy representation. When you schedule a phone consultation appointment, attorney Pennington will help you determine whether bankruptcy can help you. During your phone consultation expect to review your debt, household size, income, assets, and some hearing questions that may indicate a necessary delay. Attorney Pennington also will help you act quickly if you need to file Chapter 13 because of foreclosure sale, wage garnishment, or immanent repossession. Ask about the “Savers” program if you are experiencing one of these issues....

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