A lien on a mobile home may be valued down to the actual value of the mobile home if it is not affixed so as to make if real property.

Case Law on Mobile Homes

InReMcLain 
A mobile home lien may be valued down if it is not real-property.

InReFord
There are four factors to determine whether a mobile home is real property.

InreMagee
Intent is a primary factor.

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