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	<title>Fresh Start South Carolina</title>
	<link>http://www.freshstartsc.com</link>
	<description>Fresh Start SC is working for economic recovery!</description>
	<lastBuildDate>Wed, 22 Feb 2012 15:23:26 +0000</lastBuildDate>
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		<title>Efficient Housing Relocation Assistance Program</title>
		<description><![CDATA[(Under Developent) Greenwood County http://www.heritagecompany.com/ Property Manager &#8220;Jody&#8221; &#8211; Minimum of 500 credit score; contact landlord; security deposit equals rent; $65  - $100 average electicity cost. http://www.greenwoodrentalagency.com/listings.php Spartanburg County http://www.apartmenthomeliving.com/apartment_finder/CommunityVideos.aspx?property_id=181956 http://www.apartmentguide.com/apartments/South-Carolina/Spartanburg/Hunt-Club/73649/ &#160;]]></description>
		<link>http://www.freshstartsc.com/housing-re/</link>
			</item>
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		<title>Heating Bill Help Program</title>
		<description><![CDATA[Apply Heating bill assistance is available from Fresh Start SC, Dec., Jan., and February. Funds are limited. Available funds will be distrubuted to qualified individuals in the order that applications are received. Qualifications, Dec. 2011 &#8211; March 2012: Fixed Social Security income and Elderly or young children in the home, OR head of household and unemployed within 6 months, AND [...]]]></description>
		<link>http://www.freshstartsc.com/heating-bill-help-program/</link>
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	<item>
		<title>Keeping the Heat On</title>
		<description><![CDATA[Food drive, coat/blanket drive, heating bill assistance fundraiser. Community Silent Auction Starting: November 15th, 2011 Festival: December 9th Dessert Tasting; 10th Family Festival Day, 12th Football Fish Fry Art &#38; Business Services Silent Auction Silent Auction Performances Art Make &#38; Take Karaoke &#38; Dancing Games &#38; Contests Commercial / Jingle Contest Prizes! Keeping the Heat [...]]]></description>
		<link>http://www.freshstartsc.com/keeping-the-heat-on/</link>
			</item>
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		<title>Low Income: Legal Aid</title>
		<description><![CDATA[If your monthly income is less than $1100, you may qualify to file for Bankruptcy for free. South Carolina Legal Services, Greenville Office Toll Free: 800.763.4825 Phone: 864.679.3232 Please contact the SCLS office location near you today. Find a SCLS Location Five Dollar credit counseling is available at : http://www.consumerbankruptcycounseling.info/ &#160; Free credit counseling is [...]]]></description>
		<link>http://www.freshstartsc.com/low-income-legal-aid/</link>
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		<title>Foreclosure</title>
		<description><![CDATA[Businesses may wish to set up a receiver.  Read here for more on this option. If you are facing residential foreclosure, in South Carolina, right now you have options before bankruptcy and in bankruptcy. IN BANKRUPTCY you can seek home mortgage modification under the Home Affordable Program and actions against your home are suspended by the automatic stay.  However, the [...]]]></description>
		<link>http://www.freshstartsc.com/foreclosure/</link>
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		<title>Legal: Debtor&#8217;s Transactions with Attorneys</title>
		<description><![CDATA[Any attorney representing a debtor in a case under this title, or in connection with such a case, whether or not such attorney applies for compensation under this title, shall file with the court a statement of the compensation paid or agreed to be paid, if such payment or agreement was made after one year [...]]]></description>
		<link>http://www.freshstartsc.com/legal-debtors-transactions-with-attorneys/</link>
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		<title>Legal: ADVERSARY PROCEEDINGS</title>
		<description><![CDATA[Removal under 28 USC § 1452 of a claim or cause of action from state court to federal district court if you have a bankruptcy in the district court. Rule 7000, et. seq. An adversary proceeding is governed by the rules of this Part VII. It is a proceeding (1) to recover money or property, except a proceeding [...]]]></description>
		<link>http://www.freshstartsc.com/legal-adversary-proceedings/</link>
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		<title>Legal: Claims against lenders</title>
		<description><![CDATA[IN-RE-ANGELO-DIVITTORIO-DEBTOR  Removal, Adversary Proceedings, Lender Disclosures, Time Barred Predatory Lending Claims Class Action Against Clayton Homes for Fraudulent Charges Removed to District Court (not Bankruptcy Court) but remanded back to state court.]]></description>
		<link>http://www.freshstartsc.com/legal-new-foreclosure-predatory-lending/</link>
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		<title>Legal: Predatory Lending</title>
		<description><![CDATA[http://www.scconsumer.gov/legal/predatory_lending.htm SC Code Ann. Section 37-23-20 (9)    &#8216;High-cost home loan&#8217; means a loan, other than an open-end credit plan or a reverse mortgage transaction, in which the:  (a)    principal amount of the loan does not exceed the conforming loan size limit for a single-family dwelling as established from time to time by the [...]]]></description>
		<link>http://www.freshstartsc.com/legal-predatory-lending/</link>
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		<title>Get Rid of Debt!</title>
		<description><![CDATA[Discharge A discharge in bankruptcy voids judgments and personal liability with respect to any debt discharged.  Discharge prevents any future collection process.  In bankruptcy you may discharge most unsecured debts, including medical bills.   You may discharge all of your unsecured debts in a Chapter 7 liquidation or you may discharge a significant portion of your [...]]]></description>
		<link>http://www.freshstartsc.com/get-rid-of-debt/</link>
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